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Digital Agreement Infrastructure Β· IT Act 2000 Β· Aadhaar eSign Β· State-wise eStamp

India's Digital Agreement
Infrastructure for
Banks & NBFCs

End-to-end agreement lifecycle infrastructure for Banks, NBFCs, and Enterprise teams β€” automated stamp duty, Aadhaar eSign, multi-party workflow orchestration, and immutable audit trails. Close legally binding agreements in under 20 minutes, at any volume.

βš–οΈ IT Act 2000 Compliant
πŸͺͺ Aadhaar eSign (UIDAI)
πŸ›οΈ 28-State eStamp Coverage
πŸ” Court-Admissible Audit Trail
πŸ”Œ API-First Architecture
Agreements Signed Today
4,280 ✍️
↑ 31% vs last month
E-Sign & E-Stamp Console β€” SafematePlus
Live
4,280
Signed
Today
β‚Ή8.4L
Stamp Duty
Generated
98.2%
Completion
Rate
18m
Avg Closure
Time
πŸ“‹
Loan Agreement β€” β‚Ή24L Personal Loan
3 signers Β· Stamp: β‚Ή2,400 Β· NBFC Template
3/3 signed
βœ“ Complete
πŸ’Ό
Employment Offer β€” Infosys Joining
2 signers Β· No stamp required Β· HR template
1/2 signed
⟳ Awaiting
🏘️
Rental Agreement β€” Bangalore Residential
2 signers Β· Stamp: β‚Ή1,100 Β· Karnataka
0/2 signed
β†’ Sent
E-Stamp Generated
β‚Ή8,42,300
This month Β· 28 states covered
Agreements Executed
4,280 docs
Today Β· 98.2% completion rate
Trusted by Leading Banks, NBFCs & Enterprises
Powering digital agreement and eStamp workflows across India
HDFC Bank
ICICI Bank
Kotak Mahindra
Yes Bank
AU Small Finance
Bandhan Bank
Deloitte
Tata Group
Tech Mahindra
Jio
Blinkit
Cars24
HDFC Bank
ICICI Bank
Kotak Mahindra
Yes Bank
AU Small Finance
Bandhan Bank
Deloitte
Tata Group
Tech Mahindra
Jio
Blinkit
Cars24
πŸ“œ
IT Act 2000 Compliant
Section 5 Β· eSign Act Β· DPDP
πŸͺͺ
Aadhaar eSign (UIDAI)
ASA-licensed Β· OTP & Biometric
πŸ›οΈ
eStamp Infrastructure
SHCIL-Authorised Β· 28 States
πŸ”
Court-Admissible Audit Trail
Section 65B Β· Immutable Log
πŸ”Œ
API-First Architecture
REST Β· Webhooks Β· Bulk SDK
🏒
Enterprise-Grade SLA
99.9% Uptime Β· 10,000+ docs/month
Trusted by Enterprises & Financial Institutions
Used by leading NBFCs, fintech platforms,
and enterprise teams across India
Powering agreement execution for regulated lending, HR operations, and enterprise legal workflows
NBFC
Lending
Fintech
Platform
IT
Enterprise
Real Estate
Developer
Insurance
Insurer
MSME
Lender
10,000+
Agreements / Month
28
States eStamp Coverage
β‚Ή500Cr+
Agreement Value Processed
98.2%
Completion Rate
99.9%
Platform Uptime SLA
βš–οΈ Legal Validity & Compliance
Built on India's Statutory Framework.
Enforceable in Every Jurisdiction.

Every agreement executed on SafematePlus carries full legal validity under Indian law β€” backed by statutory compliance, government-grade signing infrastructure, and court-admissible evidence standards.

πŸ“œ
IT Act 2000 & eSign Act
All digital signatures executed via SafematePlus are legally valid under the Information Technology Act, 2000 (Section 5) and the Second Schedule β€” equivalent in enforceability to wet-ink signatures.
Section 5 β€” Legal recognition of electronic signatures
Aadhaar eSign under Second Schedule, IT Act
DPDP Act 2023 data handling compliance
πŸͺͺ
Aadhaar eSign (UIDAI)
Aadhaar-based electronic signing is delivered through UIDAI's licensed Authentication Service Agencies (ASAs) β€” providing biometric-grade identity verification for every signatory, at scale.
OTP & biometric Aadhaar authentication
Licensed ASA/ESP compliant pipeline
Accepted by RBI, SEBI, and IRDAI regulated entities
πŸ›οΈ
eStamp Legal Validity
Online stamp papers generated via SafematePlus are issued through SHCIL (Stock Holding Corporation of India) and state-authorised agencies β€” legally equivalent to physical stamp paper under the Indian Stamp Act.
SHCIL-authorised eStamp framework
Indian Stamp Act compliance across 28 states
Admissible in civil & commercial proceedings
πŸ”
Immutable Audit Trails
Every agreement action is cryptographically timestamped and stored in an immutable audit ledger β€” signatory identity, IP address, device fingerprint, consent capture, geolocation, and document version history. Exportable for regulator inspection.
Cryptographic Hash
Timestamped Events
Regulator-Ready Export
βš–οΈ
Court Admissibility
Digitally executed agreements and their audit records are admissible as electronic evidence under Section 65B of the Indian Evidence Act. Sealed PDFs with embedded signing metadata provide defensible proof of execution in dispute resolution and litigation proceedings.
Section 65B Evidence Act
Tamper-Proof Signed PDF
Dispute-Ready Records
πŸ›οΈ Compliance & Legal Framework
Every Transaction Backed by
India's Statutory Framework

SafematePlus is built on the statutory compliance stack required for regulated financial institutions β€” not a workaround, but the actual legal infrastructure.

πŸ“œ
IT Act 2000 β€” Section 3A
Electronic Signatures β€” Legally Enforceable
Electronic signatures executed on SafematePlus carry full legal validity under Section 3A and Second Schedule of the IT Act, 2000 β€” equivalent to wet-ink signatures for all regulated document types.
βœ“ Statutory Compliance
πŸͺͺ
Aadhaar eSign β€” UIDAI Compliant
Licensed ASA/ESP Pipeline
Delivered through UIDAI-licensed Authentication Service Agencies β€” OTP and biometric Aadhaar signing accepted by RBI, SEBI, and IRDAI regulated entities for loan agreements, consent forms, and policy documents.
βœ“ UIDAI Licensed
πŸ…
CCA-Authorised Certifying Authorities
Controller of Certifying Authorities
Digital signatures and DSC-based signing workflows operate through CCA-recognised Certifying Authorities under IT Act 2000 β€” meeting the highest evidentiary and regulatory standards for court-admissible digital execution.
βœ“ CCA Recognised
βš–οΈ
Court-Admissible Audit Trail
Section 65B β€” Indian Evidence Act
Signed agreements and their audit records qualify as electronic evidence under Section 65B β€” with cryptographic hash, device fingerprint, signatory identity, and timestamped event log embedded in every execution record.
βœ“ Court Admissible
πŸ”
Data Encryption β€” AES-256 + HTTPS
At-Rest & In-Transit Encryption
All documents, signing events, and audit records encrypted at rest with AES-256-GCM. All data in transit protected via TLS 1.3. Document integrity verified via SHA-256 hash on every post-execution access request.
βœ“ AES-256 Β· TLS 1.3
πŸ›‘οΈ
DPDP Act 2023 Compliance
Digital Personal Data Protection
Consent capture, purpose specification, and data minimisation aligned to DPDP Act 2023 requirements β€” with immutable consent vault, data subject access support, and grievance redressal framework built into the platform.
βœ“ DPDP Compliant
πŸ—οΈ Platform Architecture
Four Infrastructure Layers.
One Execution Platform.

SafematePlus is not a signature tool. It is an enterprise agreement execution infrastructure β€” four composable layers covering digital signing, stamp duty compliance, AI-assisted document intelligence, and automated workflow orchestration, all accessible via a single REST API or no-code dashboard.

✍️
E-Sign Engine
Statutory-compliant digital signature layer
Aadhaar eSign (UIDAI-licensed), OTP-based electronic signatures, video consent capture, sequential multi-party workflows, and bulk signing API β€” fully compliant with IT Act 2000 and accepted by RBI, SEBI, and IRDAI regulated entities.
Aadhaar eSign (UIDAI compliant)
OTP & video consent signing
Multi-party & sequential workflows
Bulk signing API for high volume
Mobile-first signing experience
πŸ›οΈ
E-Stamp Engine
Automated stamp duty compliance infrastructure
Automated stamp duty assessment across all 28 Indian states, instant SHCIL-authorised eStamp generation, and seamless integration into the agreement execution workflow β€” eliminating physical stamp paper procurement, vendor dependency, and associated operational overhead.
28 states eStamp coverage
Dynamic stamp duty calculation
Auto stamp paper generation
Integrated with agreement flow
Timestamped & tamper-proof records
πŸ€–
AI Intelligence
Pre-execution document intelligence
Automated clause detection, missing field validation, borrower data auto-population from integrated systems, document tampering detection, and AI-generated agreement summaries β€” reducing legal review overhead and preventing execution errors before signing workflows are triggered.
Clause detection & review
Missing field alerts
Auto-fill customer data
Fraud tampering detection
AI agreement summary
βš™οΈ
Workflow Layer
Enterprise workflow orchestration layer
Configurable approval routing, maker-checker enforcement, role-based access controls, and REST API integration with CRM, LOS, and HRMS systems β€” with a central operations dashboard, SLA-based escalation, and an immutable audit ledger that satisfies regulatory inspection requirements.
Approval & maker-checker flows
CRM / LOS / HRMS integration
Dashboard tracking & alerts
Immutable audit logs
Team RBAC & access controls
πŸ“‹ Use Cases
Every Agreement Workflow Your
Enterprise Executes

From regulated lending documentation to enterprise HR onboarding to multi-party vendor contracts β€” SafematePlus handles every agreement type your legal, operations, and compliance teams process, with built-in stamp duty compliance and audit trail generation.

🏦
Loan Agreement Execution
End-to-end digital loan agreement β€” auto-fill borrower data, state-wise eStamp, Aadhaar eSign from all parties, and sealed PDF to vault. Close in under 20 minutes.
eStamp
Aadhaar eSign
Multi-party
πŸ’Ό
HR Offer Letters
Digital offer letter issuance with candidate Aadhaar eSign β€” auto-filled from HRMS data, branded template, and signed copy stored in candidate file. No printing needed.
HRMS Integration
eSign
Bulk Send
🀝
Vendor Contracts
Multi-party vendor agreement workflows β€” approval routing through procurement, legal review, then eSign by vendor counterparty. Full audit trail for compliance teams.
Maker-Checker
Sequential
Audit Log
🏘️
Rental Agreements
State-appropriate eStamp + Aadhaar eSign for both landlord and tenant β€” instant legally valid rental agreement without physical stamp paper or document courier.
eStamp
State-specific
Both Parties
πŸ›‘οΈ
Insurance Policy Docs
Digital policy document execution with customer OTP eSign, agent verification, and AI clause check β€” reducing policy issuance TAT from days to minutes.
OTP eSign
AI Clause
Fast TAT
🏭
MSME Loan Documents
Complete MSME loan documentation β€” including sanction letter, loan agreement, and security documents β€” executed digitally with appropriate stamp duty per state.
eStamp
Bulk Docs
API-First
🏠
Mortgage Execution
High-value property mortgage documentation β€” multi-party Aadhaar eSign, mandatory stamp duty, notary workflow integration, and CERSAI registration documentation.
High-Value
CERSAI Ready
Notary Flow
βš–οΈ
Collection Settlements
Digital settlement agreements for loan recovery β€” quick multi-party execution with minimal friction, ensuring legally valid settlement documentation for NPA resolution.
Quick Closure
Multi-party
Legal Validity
πŸ“
KYC Consent Forms
DPDP Act compliant digital consent capture β€” Aadhaar OTP eSign on consent forms, purpose-specific consent statements, and immutable consent vault.
DPDP Consent
Aadhaar OTP
Vault
πŸ”„ End-to-End Agreement Lifecycle
From Document Creation to Archived Execution β€” Fully Automated

SafematePlus orchestrates the complete agreement lifecycle across five infrastructure layers β€” eliminating every manual touchpoint from template to tamper-proof vault.

01
Stage 1 Β· Document Creation
Structured Document Creation & Template Orchestration
Initiate agreements from a library of 50+ enterprise-grade templates β€” loan agreements, offer letters, vendor contracts, NDAs, and more β€” or upload custom Word/PDF templates via API. The AI engine auto-populates variable fields from your LOS, HRMS, or CRM, with missing field validation before the workflow is triggered. Supports bulk document creation for high-volume operations.
50+ Pre-built Templates
LOS / HRMS / CRM Auto-Fill
Bulk Creation API
Field Validation Engine
02
Stage 2 Β· Stamp Duty Calculation
Automated Stamp Duty Assessment Across 28 States
The E-Stamp engine evaluates document type, transaction value, and executing state to compute applicable stamp duty under the Indian Stamp Act β€” automatically, without manual intervention. Stamp duty rates are maintained in real-time across all 28 states. Calculation outputs are logged for compliance and internal audit, with duty amount embedded directly in the agreement record.
28-State Rate Engine
Indian Stamp Act Compliant
Real-Time Rate Updates
Audit-Logged Calculation
03
Stage 3 Β· eStamp Generation
Government-Compliant eStamp Paper β€” Instantly Generated
Upon duty calculation, an online stamp paper is generated through SHCIL-authorised channels and state government-approved eStamping agencies β€” legally equivalent to physical stamp paper under the Indian Stamp Act. The eStamp is cryptographically embedded into the agreement document before the signing workflow is initiated, eliminating all physical procurement, vendor dependency, and courier logistics.
SHCIL-Authorised eStamp
Instant Generation
Embedded Pre-Signing
Zero Physical Procurement
04
Stage 4 Β· Multi-Party Signing
Orchestrated Multi-Party eSign β€” Sequential, Parallel, or Conditional
Each signatory receives a secure, mobile-optimised signing link via SMS, email, or WhatsApp. Signing methods include Aadhaar OTP eSign, Aadhaar biometric eSign, OTP-based electronic signature, and video consent β€” configurable per document type and regulatory requirement. Workflow engine enforces signing order, triggers automated reminders on non-response, and escalates overdue signatories based on SLA thresholds.
Aadhaar OTP & Biometric eSign
Sequential / Parallel Workflows
SLA-Based Escalation
Video Consent Support
05
Stage 5 Β· Storage & Audit
Cryptographic Sealing, Encrypted Vault & Immutable Audit Record
Upon completion, the agreement is cryptographically sealed β€” generating a tamper-evident, court-admissible signed PDF. The document is stored in an AES-256 encrypted central vault, indexed for instant retrieval. An immutable audit trail is created capturing every signing event, consent log, IP address, device, timestamp, and document version β€” exportable for regulatory inspection under Section 65B of the Indian Evidence Act. LOS, HRMS, and CRM systems are updated automatically via webhook callback.
Cryptographic Sealing
AES-256 Encrypted Vault
Immutable Audit Trail
Webhook System Update
⚑ Platform Modules
10 Modules. One Agreement Platform.

Every capability your legal, operations, and HR teams need β€” built as composable modules, accessible via API or dashboard.

πŸͺͺ
Aadhaar eSign API
UIDAI-compliant Aadhaar OTP and biometric signing β€” legally valid under IT Act 2000 for all regulated document types.
πŸ›οΈ
E-Stamp Engine
Auto stamp duty calculation and online stamp paper generation across 28 Indian states β€” integrated into agreement execution flow.
πŸ‘₯
Multi-Party Workflow
Sequential, parallel, or conditional signing workflows for agreements requiring multiple signatories with role-based signing order.
πŸ€–
AI Clause Review
Clause detection, missing field alerts, inconsistency flags, and AI agreement summary β€” smart review before signing is triggered.
πŸ“¦
Bulk Document Send
Send 1,000+ offer letters or loan agreements simultaneously via API or dashboard β€” ideal for high-volume HR onboarding or NBFC operations.
πŸ””
Smart Reminder Engine
AI-driven automated reminders via SMS, email, and WhatsApp β€” reducing signing abandonment and improving closure rates.
πŸ“Š
Dashboard Console
Central operations dashboard β€” live document status, SLA tracking, signing analytics, completion rates, and team performance.
πŸ—ƒοΈ
Audit Trail Vault
Immutable, timestamped record of every signing event, consent, IP address, device, and document version β€” court-admissible audit trail.
πŸ“‹
Smart Templates
50+ pre-built agreement templates for banking, HR, real estate, and insurance β€” with auto-fill variable fields and AI clause library.
πŸ“±
Mobile Signing
Responsive mobile signing portal β€” Aadhaar OTP, draw signature, and upload-based signing optimised for India's mobile-first users.
πŸ” Digital Signature Certificate (DSC) Support
Class 2, Class 3 DSC & Enterprise Signing Workflows

SafematePlus natively supports Digital Signature Certificates for regulated signing requirements β€” MCA filings, GST compliance, board resolutions, and high-value contract execution where DSC is the mandated signing method.

πŸ…
Class 2 & Class 3 DSC
CCA-recognised certificate classes for individual and organisational signing
Class 2 DSC β€” Individual identity verification; used for income tax filings, ROC forms, and standard business agreements
Class 3 DSC β€” Highest-assurance certificate; required for high-value contracts, e-tenders, court e-filings, and MCA-21 submissions
Organisation DSC support for authorised signatories and directors
πŸ’Ύ
USB Token & Cloud-Based DSC
Flexible signing modalities for enterprise deployment
USB Token DSC β€” Hardware token-based signing for offline or branch-based authorised signatories
Cloud DSC β€” Remote, mobile-accessible digital signature certificate for distributed enterprise signing
Signing delegation and revocation controls for enterprise certificate management
🏒
MCA / ROC Filings
Class 3 DSC for director signatures on MCA-21 forms, annual returns, and ROC submissions β€” workflow-integrated.
🧾
GST & Tax Compliance
DSC-authenticated GST return filings, tax audit certificates, and compliance documents requiring authorised signatory verification.
πŸ“‹
Board Resolutions
Multi-director DSC workflows for board resolutions, special resolutions, and approval documents requiring quorum-verified signatures.
βš–οΈ
High-Value Contracts
Class 3 DSC for enterprise contracts, property transactions, and financial agreements where maximum signature assurance is required.
🏭 Industries
Built for Every Agreement-Heavy Industry

Every sector that handles paper-based agreement workflows is a candidate for SafematePlus E-Sign & E-Stamp infrastructure.

🏦
Banking / NBFC
Loan agreements, KYC consents, mortgage documents, sanction letters β€” with eStamp and multi-party Aadhaar eSign.
eStamp Β· Aadhaar eSign
πŸ’³
Fintech
High-volume API-driven agreement execution for digital lenders β€” BNPL agreements, credit card T&Cs, and MSME loan docs.
API-First Β· Bulk
πŸ‘₯
HR / Staffing
Offer letters, employment contracts, NDA, joining kits β€” bulk send to hundreds of candidates with HRMS auto-fill.
Bulk Β· HRMS Integration
🏘️
Real Estate
Sale deeds, rental agreements, property documents β€” with applicable state stamp duty and multi-party Aadhaar eSign.
eStamp Β· Multi-Party
πŸ›‘οΈ
Insurance
Policy documents, proposal forms, claim settlements β€” digital execution with agent and customer signing workflows.
Policy Docs Β· eSign
βš–οΈ
Legal Firms
NDAs, contracts, settlement agreements, board resolutions β€” with maker-checker workflow and court-admissible audit trail.
Audit Trail Β· Legal
πŸ₯
Healthcare
Patient consent forms, vendor contracts, employment agreements β€” DPDP compliant digital consent capture and storage.
DPDP Consent
🏒
Enterprises
Vendor agreements, procurement contracts, board resolutions, HR documentation β€” unified agreement workflow for large organisations.
Enterprise Scale
βš–οΈ Comparison
SafematePlus vs Traditional Document Process

Why forward-thinking operations and legal teams are replacing physical agreement workflows with digital execution infrastructure.

Process / Capability βœ… SafematePlus ❌ Traditional Process
Agreement Closure Time
18 minutes β€” fully digital, any device
3–7 days β€” print, courier, sign, scan, store
Stamp Paper
Online eStamp β€” auto-calculated, instantly generated
Physical procurement β€” vendor, cost, delay
Signatures
Aadhaar eSign β€” legally valid, any mobile device
Physical wet ink β€” in-person or courier required
Document Storage
Encrypted central vault β€” searchable, always available
Physical files β€” lost, damaged, hard to retrieve
Live Tracking
Real-time dashboard β€” see who has signed, who hasn't
No visibility β€” chase email and phone
Audit Trail
Immutable β€” IP, timestamp, device, consent all logged
Weak β€” no digital audit trail, regulatory risk
Multi-party Workflows
Automated sequential / parallel routing β€” no chasing
Manual coordination β€” multiple email threads
Integration
REST API + webhook β€” connects to LOS, HRMS, CRM
No integration β€” manual data re-entry everywhere
βš™οΈ API & Developer
Agreement Execution
as a REST API

Embed eSign, eStamp, and agreement workflows directly into your LOS, HRMS, or fintech platform. Full documentation, sandbox in 48 hours, dedicated integration engineer.

🌐
Base URL
https://api.safemateplus.com/v1/
πŸ”‘
Authentication
Bearer Token (JWT) β€” per-client key
πŸ“‘
Webhooks
POST callbacks on sign, stamp, completion
πŸ“¦
Bulk API
Send 1000+ documents simultaneously
99.9%
Uptime SLA
<3s
eSign API
24/7
P0 Support
REQUEST β€” Create & Send Agreement
POST /v1/agreements/create
Authorization: Bearer {API_KEY}
{
"template_id": "tpl_personal_loan_v3",
"document_type": "loan_agreement",
"stamp_state": "MH",
"transaction_value": 2400000,
"signers": [
{"name": "Rahul Sharma", "mobile": "98XXXXXXXX", "type": "aadhaar_esign"},
{"name": "NBFC Authorized", "type": "digital_signature"}
],
"fields": {"borrower_name": "Rahul Sharma", "loan_amount": 2400000}
}
● 200 OK β€” Agreement Created
response_time: 0.84s
{
"agreement_id": "agr_2024xyz456",
"status": "sent_for_signing",
"stamp_duty": 2400,
"stamp_reference": "MH-ESTAMP-2024-XYZ",
"signers_notified": 2,
"signing_url": "https://sign.safemateplus.com/agr_xyz",
"estimated_closure": "18 minutes",
"audit_trail_id": "at_2024_immutable"
}
// WEBHOOK EVENTS
agreement.signed Β· agreement.completed
stamp.generated Β· signer.declined
reminder.sent Β· vault.archived
πŸ”’ Risk & Security Engine
Not Just Encryption β€”
A Full Agreement Security Stack

SafematePlus operates a multi-layer risk and security engine around every agreement execution β€” combining cryptographic integrity, identity assurance, fraud signals, and behavioural verification at each signing event.

βš–οΈ
IT Act 2000 Β· Statutory Compliance
All eSign and eStamp transactions comply with IT Act 2000 (Section 3A) and Second Schedule β€” legally valid and enforceable. Aadhaar eSign routed through UIDAI-licensed ASA/ESP pipeline, accepted by RBI, SEBI, and IRDAI regulated entities.
Statutory Validity
πŸ”
AES-256 Encryption + Document Integrity
All agreements encrypted at rest with AES-256-GCM and in transit via TLS 1.3. Signed documents receive a SHA-256 cryptographic hash on completion β€” any post-signing byte-level modification is immediately detectable on document access.
Tamper-Proof
πŸ–₯️
Device Fingerprinting & Geo-Tagging
Every signing event captures device fingerprint (OS, browser, screen resolution, user agent), IP address, and GPS coordinates (where permitted). Anomalous signing patterns β€” multiple signers from identical device fingerprints, location spoofing signals β€” trigger fraud alerts before execution completes.
Fraud Signals Active
πŸ”
Tamper-Proof Hash + Audit Chain
Each event in the agreement lifecycle β€” document upload, field fill, stamp generation, signing, completion β€” is hashed and chained immutably. Any record tampering breaks the hash chain and is flagged on next audit access. Exportable for Section 65B court evidence submission.
Court-Admissible
🚨
Fraud Detection Signal Layer
AI-driven fraud signals monitor for suspicious execution patterns: unusually rapid signing velocity, VPN or proxy IP detection, mismatched Aadhaar OTP geography, document substitution between stamp generation and signing, and consent timestamp anomalies β€” with configurable alert and block thresholds.
AI Fraud Monitor
πŸ›οΈ
RBI-Ready Β· DPDP Β· SEBI Compliant
Agreement and consent workflows aligned to RBI digital lending guidelines, SEBI e-sign requirements for securities documents, and DPDP Act 2023 β€” consent-first, data-minimised, purpose-specific, with full regulator audit trail export capability.
Multi-Regulator Ready
🎯 Built For
Three Teams. One Infrastructure.

SafematePlus is purpose-built for the operational and compliance requirements of financial institutions, enterprise HR, and fintech platforms β€” not a generic document tool adapted for India.

🏦
Banks & NBFCs
Regulated Lending Infrastructure
Execute loan agreements, sanction letters, and NACH mandates with Aadhaar eSign + state-wise eStamp β€” closing in 18 minutes instead of 4 days, with a court-admissible audit trail that satisfies RBI digital lending guidelines and regulator inspection at any time.
β†’Personal, home & MSME loan agreements
β†’Multi-party eSign with borrower + guarantor + NBFC
β†’LOS/CBS integration via REST API
β†’RBI-audit-ready documentation chain
See NBFC Demo
πŸ’Ό
HR & Enterprises
Workforce Documentation Automation
Replace paper-based joining kits and manual signature collection with sequential digital workflows β€” offer letter β†’ employment contract β†’ NDA β†’ ESOP, all triggered automatically and completed on any mobile device. Reduce offer dropout and onboarding TAT simultaneously.
β†’Bulk send to 500+ candidates simultaneously
β†’HRMS integration β€” auto-fill from employee records
β†’Candidate signs on mobile in under 5 minutes
β†’Central HR document vault with access controls
See HR Demo
⚑
Fintech Platforms
API-First Agreement Infrastructure
Embed eSign, eStamp, and multi-party agreement workflows directly into your product via REST API β€” with sandbox access in 48 hours, webhook callbacks on every signing event, and a full-stack agreement engine that scales from 100 to 1,000,000 documents without infrastructure overhead.
β†’REST API + webhook event callbacks
β†’Sandbox with test Aadhaar eSign credentials
β†’Bulk API β€” 1,000+ documents simultaneously
β†’Dedicated integration engineer for go-live
Get API Access
πŸ“ Case Studies
Real Enterprises. Measurable Outcomes.

Anonymised client results β€” full documentation available under NDA upon request during sales process.

🏦 Digital NBFC · Loan Operations
Growing NBFC (Book: β‚Ή3,800 Cr)
Agreement closure time reduced 72% β€” loan agreements now execute in 18 minutes
Closure time: 4 days β†’ 18 minutes β€” Full digital execution with Aadhaar eSign + Maharashtra eStamp
Physical stamp paper cost eliminated β€” β‚Ή8.4L/month in stamp procurement savings
Disbursement rate improved 28% β€” Faster agreement = faster loan disbursement
πŸ’Ό Enterprise Β· HR Operations
IT Enterprise (22,000 Employees)
HR onboarding documentation 4Γ— faster β€” offer-to-joining conversion improved 29%
Joining kit TAT: 8 days β†’ 2 days β€” Sequential digital workflow: offer letter β†’ contract β†’ NDA automated
Offer-to-joining dropout: 24% β†’ 15% β€” Faster documentation reduced dropout in competitive tech hiring
18,000 joining docs digitised annually β€” Zero paper, zero courier, central HR vault
🏘️ Real Estate · Proptech
National Real Estate Developer
10,000 rental & sale agreements digitised monthly β€” stamp paper procurement eliminated
10,000 agreements/month β€” Rental, sale deed, and property documents executed digitally across 8 states
Stamp paper procurement eliminated β€” β‚Ή14L/month in vendor and logistics cost saving
Customer satisfaction +38% β€” No physical visit required for agreement execution
πŸ“ˆ Business Outcomes
Measurable Impact Across Every Business Function

Enterprise teams that migrate agreement execution to SafematePlus report consistent, quantifiable improvements across closure velocity, operational cost, and revenue conversion β€” from day one of deployment.

72%
Faster Agreement Closure
Eliminate 3–7 day physical agreement cycles. Loan agreements, vendor contracts, and HR documentation execute end-to-end in under 20 minutes β€” reducing time-to-close by over 70% without any change to your existing document templates or legal language.
β†’18 minutes average execution time
β†’Zero physical touchpoints in the workflow
β†’3Γ— throughput for operations teams
60%
Reduction in Operational Cost
Decommission stamp paper vendor networks, courier logistics, physical storage, and manual document handling headcount. Enterprise clients report β‚Ή12–18L/month in direct operational savings across agreement execution, with full ROI typically realised within the first quarter of deployment.
β†’Stamp paper vendor & courier cost eliminated
β†’Document ops FTE redeployed to higher-value work
β†’Physical storage and retrieval cost eliminated
+28%
Improved Conversion Rates
Friction in agreement execution directly causes offer dropout, loan abandonment, and vendor disengagement. Mobile-first digital signing β€” completable in under 5 minutes from any device β€” significantly reduces abandonment at the documentation stage and improves end-funnel conversion for lending, HR, and sales workflows.
β†’24% offer dropout eliminated for HR teams
β†’Loan disbursement TAT compressed by 72%
β†’98.2% average agreement completion rate
10,000+
Agreements Executed Monthly
28
States with eStamp Coverage
98.2%
Agreement Completion Rate
<3s
Signing API Response Time
πŸ’¬ What Enterprise Teams Say
Trusted by Operations & Legal Leaders
β˜…β˜…β˜…β˜…β˜…
"Our loan agreement closure used to take 4 working days β€” stamp paper procurement, courier, wet signature collection, scanning, filing. SafematePlus collapsed that to 18 minutes. Our disbursement team now processes 3Γ— more cases per day. The Aadhaar eSign compliance documentation satisfied our RBI audit immediately."
RK
Rohan Krishnaswamy
COO Β· Lending NBFC, β‚Ή3,800 Cr Book
β˜…β˜…β˜…β˜…β˜…
"We hire 4,000 people annually. The paper-based joining kit β€” printing 8 documents, posting them, collecting signed copies β€” was costing us 8 days of TAT and driving 24% offer dropout. SafematePlus's sequential digital workflow reduced this to 2 days. Our offer-to-joining conversion improved significantly."
PM
Priya Murthy
Head of HR Operations Β· IT Enterprise, 22,000 Employees
β˜…β˜…β˜…β˜…β˜…
"As Legal Ops Head at a fintech, I evaluated Leegality, Digio, and SafematePlus. SafematePlus won on three things: AI clause review, the API-first architecture for LOS integration, and the audit trail quality. The tamper-proof court-admissible audit log is the strongest I've seen β€” critical for our regulatory posture."
AS
Aditya Sharma
Head of Legal Operations Β· Fintech Lending Platform
Live Sandbox Available
Try the API & Sandbox
No Contract Required
Test eSign and eStamp APIs instantly with live test credentials β€” Aadhaar OTP simulation, eStamp generation, multi-party workflow orchestration, and webhook callbacks. Full API documentation and Postman collection included. Sandbox live in 48 hours.
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// Sandbox includes
✍️
Aadhaar eSign β€” test OTP simulation
Live
πŸ›οΈ
eStamp generation β€” test across 5 states
Live
πŸ””
Webhook callbacks β€” real-time events
Live
πŸ“‹
Audit trail export β€” full test records
Live
Sandbox access in 48 hours Β· Dedicated integration engineer Β· Postman collection included
πŸ’° Flexible Pricing
Pricing That Scales With Your Volume
No setup cost. No per-seat lock-in. Pricing structured around the way financial institutions and enterprise teams actually execute agreements.
πŸ“„
Pay Per Document
Per-document pricing for teams with variable agreement volumes β€” only pay for what you execute, with no monthly minimums.
Best for startups & SMEs
Most Popular
πŸ“¦
Volume-Based Plans
Monthly volume tiers with committed document bundles β€” significant per-document savings at scale with priority SLA and dedicated account support.
Best for growing NBFCs
🏦
Custom Enterprise Plan
Custom pricing for Banks, large NBFCs, and enterprises β€” including API integration support, dedicated infrastructure, SLA guarantees, and compliance documentation.
Banks & NBFCs Β· Custom
Get a Custom Quote
πŸš€ Deploy Agreement Infrastructure
Ready to Modernise Your
Agreement Execution Stack?

Schedule a 30-minute technical briefing with our agreement infrastructure team. See live Aadhaar eSign compliance, state-wise eStamp orchestration, and AI-assisted document intelligence β€” and leave with a scoped pilot proposal calibrated to your document volumes and system integration requirements.